Attention homeowners in Oklahoma City and Oklahoma County: Get an Appraisal today!
Here are the top 7 reasons why OK homeowners hire Kendon Sitton's Appraisals:
Need help determining the value of your home in or near Oklahoma City, OK?
At Kendon Sitton's Appraisals, we understand the individual needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Kendon Sitton's Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Kendon Sitton's Appraisals, we're experts in helping consumers just like you abolish undesirable PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if you live in an area that is going down or not appreciating as much as other homes close to yours. That means you're paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Kendon Sitton's Appraisals is your #1 weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be disadvantageous from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Kendon Sitton's Appraisals can provide you with efficient appraisal that will help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for preciseness or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Kendon Sitton's Appraisals can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.